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Protect your fine jewelry purchase. The right insurance policy can give you peace of mind and quickly replace an item in the event of an unfortunate loss.

YOUR HOMEOWNER'S INSURANCE MAY NOT BE ENOUGH

Homeowner's insurance is meant to protect your home and as a result, your options may be limited when it comes time to replace the missing jewelry piece. Often, you will not be able to return to your original jeweler. Instead, the insurance company jeweler will create a replacement. Unfortunately, in these instances the piece is often of inferior quality and might not be the same as the original.

GEMSHIELD, A TRUSTED LEADER

Insure your jewelry with GemShield. If you incur a loss, your jewelry will be replaced with a piece of like kind and quality from the participating jeweler who originally sold you the item.

For an estimate of your annual rate, consult the chart at the right. Please note, these prices are only approximations. Your actual rate may change depending on your county of residence and whether you choose to have a deductible.

    Other GemShield benefits:
  • -GemShield provides worldwide coverage.
  • -GemShield covers mysterious disappearance losses.

Download an application and rate card today. If you have any questions, ask your Personal Consultant for guidance.

Annual Rate Estimate

Price of Item$5,000$10,000$15,000
Alabama$50$100$150
Alaska$50$100$150
Arizona$60$120$180
Arkansas$58$115$173
California$75$150$225
Colorado$58$115$173
Connecticut$55$110$165
Delaware$55$110$165
DC$53$105$158
Florida$68$135$203
Georgia$60$120$180
Hawaii$60$120$180
Idaho$50$100$150
Illinois$50$100$150
Indiana$50$100$150
Iowa$50$100$150
Kansas$50$100$150
Kentucky$50$100$150
Louisiana$50$100$150
Maine$50$100$150
Maryland$50$100$150
Massachusetts$63$125$188
Michigan$50$100$150
Minnesota$50$100$150
Mississippi$50$100$150
Missouri$55$110$165
Montana$50$100$150
Nebraska$50$100$150
Nevada$65$130$195
New Hampshire$50$100$150
New Jersey$75$150$225
New Mexico$50$100$150
New York$75$150$225
North Carolina$50$100$150
North Dakota$50$100$150
Ohio$55$110$165
Oklahoma$63$125$188
Oregon$50$100$150
Pennsylvania$63$125$188
Rhode Island$63$125$188
South Carolina$55$110$165
South Dakota$50$100$150
Tennessee$55$110$165
Texas$75$150$225
Utah$60$120$180
Vermont$50$100$150
Virginia$50$100$150
Washington$53$105$158
West Virginia$53$105$158
Wisconsin$43$85$128
Wyoming$50$100$150